AABD has established the following aggressive bank director advocacy agenda for 2012.

Current Policy Positions Agency Use Of Powers Why Too Much Power Is Bad What Needs To Be Changed Other Legislative Proposals Agency Limitations Beginning in 1966, the U.S. Congress expanded the enforcement powers of the federal banking agencies based on the belief that they lacked sufficient authority to force banks and related parties to take corrective action to prevent unsafe and unsound banking practices where moral suasion was ineffective. Since that time, the Congress has continued to add to the enforcement arsenal of the agencies, particularly in the period 1989-1993. In 2006, Congress is poised to pass legislation that will repeal existing law that protects bank directors against the agencies enforcing written agreements and written conditions to applications, notices, and requests that would compel bank directors and others to provide personal financial guarantees such as achievement and maintenance of capital ratios....