AABD Press Release - April, 2006 - AABD Appoints Richard Houseworth to Board of Advisors

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American Association of Bank Directors Announces Appointment of Richard C. Houseworth to Board of Advisors

April 3, 2006—Bethesda, Maryland

The American Association of Bank Directors ("AABD") announced today that it has named Richard C. Houseworth to its Board of Advisors.

Mr. Houseworth is the Head of the Government Relations efforts of Capital Bancorp Limited, a $3.5 billion community bank development company. He recently stepped down as the Superintendent of Banks for the State of Arizona, where he served from 1993 until 2006. He is the Past Chairman of the Conference of State Bank Supervisors.

He brings extensive experience in the areas of bank management and supervision to his new role as a member of AABD's Board of Advisors.

Mr. Houseworth previously served in a number of positions, including the United States Alternate Executive Director of the Inter-American Development Bank, consultant to the Assistant Secretary of the Treasury for International Affairs, a director of the Export-Import Bank of the United States, and President of the First National Bank of Harveyville, Harveyville, Kansas.

Mr. Houseworth was a director and Past President of the Arizona Bankers Association, Past Chairman of the Phoenix Urban League, and the First President of the Arizona State Chamber of Commerce.

"Richard Houseworth brings to AABD a wealth of practical experience and expertise in bank management and supervisory matters," said Keith Dalrymple, AABD's President. "He will provide AABD members with invaluable support in his fields of expertise."

Founded in 1989, the non-profit American Association of Bank Directors is the only trade group in the United States solely devoted to bank directors and their information, education, and advocacy needs. The Institute for Bank Director Education was established in 1993 as the educational arm of AABD. Its purpose is to act as a clearinghouse for education programs designed for bank and savings institution directors that support the nationally recognized Director Certification Program.